How much does a Home Inspection Cost?

How much does a Home Inspection Cost?

The home buying process can be financially overwhelming as much as it is emotionally. We all know that owning the dream home also means spending huge amounts of money for the down payment, real estate transaction fees, and other expenses. This is also one of the reasons why many buyers, even sellers, prefer to skip the home inspection to cut down on expenses. The problem with skipping the home inspection, however, is that you want to protect your investment, but how can you if you don’t know if there are issues. Even the thought of having a home inspection can be daunting for some and they choose to finalize the transaction without one. Perhaps another reason they might skip the home inspection is that they have no idea how much a home inspection costs.

A home inspection, while not mandatory, is a crucial and integral part of a real estate transaction. This is a wise approach to getting the real knowledge of what you are actually paying for. Whether you are a buyer, or a seller, or a homeowner who’s not selling, you need to clearly understand the current condition of the property. Many would think that the home inspection costs in Orlando FL can break the bank. But, it’s the other way around! In fact, the home inspection cost is only a small fraction of the potential expenses or future repairs and can even save you thousands in the long run.

How much does a home inspection cost in Orlando FL?

At ACF Home Inspections, our typical home inspection cost can run between $400 and $500. The home inspection cost can vary depending on the size and age of the home, scope of the services, and other factors. Below is a breakdown of what you need to consider so you can anticipate how much and what you are actually paying.

  • The size of the property including the square footage of the living area
  • The estimated amount of time for the inspection
  • The age of the home or property. Newer home inspections can be between 2 to 3 hours while older homes can take up to 4 hours or longer.

Our typical Orlando FL home inspection covers the following:

The Exterior Of The Structure

This includes the Foundation, Roof, Flashing, Chimney, Downspouts, Gutters, Siding, Trim, Windows, Doors, Stairs, Decks & Patios, Grading, Drainage, and other exterior structures

  • Exterior Drainage

Gutters, Downspouts, Grading, Overall property drainage are inspected

  • Crawlspace

Foundation Material, Flooring, Supporting Members, Water Penetration, Area Ventilation & Drainage

  • Surrounding Components

Driveways, Walkways, Retaining Walls, Decks, Porches, Patios

  • Garage or Carport

Garage Doors, Safety Controls, Fire Protection Materials, Doors, Windows, Electrical

Interior Of The Structure

Electrical, Plumbing, Ceilings, Walls, Floors, Closets, Electrical Outlets, Doors, Windows, Kitchen Cabinets, Counters & Exhaust are checked for functionality

  • Attic

This includes the Insulation, Ventilation, Framing, Any Water Penetration, Accessibility & Storage

  • Plumbing

Bath & Kitchen Fixtures, Vents, Water Flow & Shutoff Valves

  • Water Heater

Condition of the Equipment, Capacity, Energy Source & Safety Controls

  • Heating System

Condition of the Equipment, Energy Source, Zones, Safety Controls, Ductwork/Piping

  • Air Conditioning

Condition of the Equipment, Zones, Ductwork

  • Electrical System

Service Entry, Meter, Type, Rating of Overload Protection, Grounding, Bonding, Distribution Panel, Circuits, Outlets, Fixtures, Conductor Materials & Branch Systems

  • Fireplace

Condition of the interior of the Fireplace, Damper Operation, Exposed Flue, and Hearth

Do take note, however, that there are unexpected costs you need to consider following the inspection. The existence of foundation issues, mold, and problems in plumbing, basement, electrical system, HVAC, and other issues can affect your finances. Make sure that you talk with your agent and discuss how you can move forward with the purchase, having all the necessary information you need.

A home inspection may not be required, but skipping it can bring on some very costly issues.

Call us now to find out how much our home inspection costs in Orlando FL. Save yourself time and expense. Knowledge is Power and knowing any issues upfront can save you thousands in the future.

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A.C.F. Home Inspections, Your Premier Orlando Home Inspection Company | Let this experienced Orlando Home Inspection Company help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

As a family-owned business, we pride ourselves on supporting homeowners and families who need an honest, competent and dependable property inspector. We understand the importance of safety. When it comes to children and family. Therefore, we give special attention to deficiencies in systems and components of the home that represent an immediate danger. And we are independent and impartial; we work for you – our client – and not for an agent or other interests.

A.C.F. Home Inspections is committed to bringing you a consistently high level of service. We are an indispensable asset to real estate agents, buyers, sellers, investors, property managers, landlords, mortgage brokers, and private and nursing care homes.  Let us be your residential and commercial advisor, and find peace of mind that you are getting a professional’s opinion.

A.C.F. Home Inspections will be your home buying or selling advocate!  We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Call A.C.F. Home Inspections Today (407) 218-6522 or Click To Schedule Online 24/7 Right From Our Website.

A.C.F. Home Inspections has been providing Orlando Home Inspections4 Point InspectionsWind Mitigation, Monthly home tips news, Water Quality TestingRadon TestingLead Paint Testing, and Mold Inspection

Top Options For Customizing A Bathroom

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Customizing A Bathroom Houston Tx

(BPT) – As you probably remember, choosing your home was strongly influenced by the layout and appearance of its bathrooms. But no matter how long you’ve lived in your home, there are bound to be improvements you’d love to make. And almost everyone needs options for optimizing bathroom space.

Before remodeling, it’s best to think through your plan. Unless you’re selling your house immediately, don’t make the mistake of considering resale value alone. Take a good look at how you actually use the room, paying attention to what’s working — and what’s not.

Ask yourself about daily issues that bother you before committing to a major overhaul. Be sure any changes you make will actually solve your problems or enhance your experience of the room.

Does anyone use the bathtub? 

If baths are popular in your household, upgrading your tub can have a big impact. For spacious bathrooms, standalone tubs are trending in bathroom design. But for those with limited space, a large tub may not be an option.

If the tub is not used in your home, switching to a high-quality shower set-up instead could increase your bathroom’s functionality — and make better use of the space. Today’s choices are customizable and even high tech, so it’s worth exploring your options.

Is there enough storage? 

Unless you have a newer home, chances are you do not have enough storage space — or outlets for all your gadgets. Here are some options for rethinking your storage.

Vanities: Robern’s Cartesian Collection offers beautifully designed, customizable options in a range of colors and textures. You can purchase modular units that can be ganged or stacked to fit a variety of spaces, as well as to accommodate existing plumbing.

Their vanity drawers have white shatter-proof glass bottoms that dissipate heat, allowing hot items like hair dryers or curling irons to be stored without fear of leaving heat marks. You can even choose an LED night light feature to softly illuminate drawer interiors and in-drawer electrical outlets for powering your electronic grooming gadgets.

The vanity tops and sinks in the Cartesian Collection are available in Lava Black, Stone Gray, or Quartz White, and include a separate white porcelain rectangular sink or can be used as a dry top for a basin-style sink.

Cabinets: For stylish and innovative modular wall cabinet options, the Robern Uplift Tech Collection is designed with a unique vertically opening door, which you can open as low or as high as needed. You can also create flexible storage solutions by ganging the cabinets.

To help you find things even at night, the interior of the cabinet turns on when the door is opened and shuts off when the door is closed.

How’s the lighting? 

Do you find yourself misapplying makeup, or have trouble putting in contacts or performing other tasks? Do you think you look different in other mirrors than the mirror in your own bathroom? Having a well-lit, clear mirror makes all the difference.

Mirror lighting on Robern’s Uplift Tech cabinets offers optimal light direction and output to eliminate dark shadows, providing bright, even task lighting and a rich, saturated tone in your reflection. The mirror’s task lighting can be controlled with a dimmer, and there’s even a programmable night light. Defogging technology comes with a 45-minute timer.

The cabinets offer not only a mirror on the outside door but also the interior back of the cabinet, providing access to a mirror even when the cabinet door is open.

For additional lighting improvements, consider adding pendant or chandelier lighting, which provides great overhead light without taking up much space.

Do you just want a more beautiful space?

Consider minor changes to your bathroom that can transform your experience. When was the last time you painted the room? A fresh, bright color can really improve any size space.

Biophilic design is on-trend, which just means making your interior spaces greener and more natural. Incorporating colors found in nature, plus adding natural elements such as houseplants, can make any room feel more peaceful and livable. Consider plants that thrive on warmth and humidity when “greening up” your space.

To explore all your options for enhancing your bathroom, visit Robern.com.


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A.C.F. Home Inspections, Your Premier Orlando Home Inspection Company | Let this experienced Orlando Home Inspection Company help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

As a family-owned business, we pride ourselves on supporting homeowners and families who need an honest, competent and dependable property inspector. We understand the importance of safety. When it comes to children and family. Therefore, we give special attention to deficiencies in systems and components of the home that represent an immediate danger. And we are independent and impartial; we work for you – our client – and not for an agent or other interests.

A.C.F. Home Inspections is committed to bringing you a consistently high level of service. We are an indispensable asset to real estate agents, buyers, sellers, investors, property managers, landlords, mortgage brokers, and private and nursing care homes.  Let us be your residential and commercial advisor, and find peace of mind that you are getting a professional’s opinion.

A.C.F. Home Inspections will be your home buying or selling advocate!  We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Call A.C.F. Home Inspections Today (407) 218-6522 or Click To Schedule Online 24/7 Right From Our Website.

Destress by Bringing the Outdoors In

(BPT) – This year you might have goals like ramping up your workout routine, increasing your self-care regimen or finding time to de-stress.

The EPA reports we spend 90 percent of our time indoors, but most people feel that spending time in nature has a positive effect on their mental well-being and stress level, according to a recent YouGov study commissioned by Velux. So, if your goal is to de-stress, here are some healthy behaviors and design tips to help you bring nature’s sanctuary indoors.

1) Fill your home with photos of nature

Surrounding yourself with images of nature can have a positive effect on wellness. Try framing some photos of special memories in nature like a hike with your family, beach sunset or mountain view.

2) Let in more fresh air and natural light

Today’s homes are built tighter and more sealed, which means they can trap toxins from daily living – such as cooking, cleaning, pets and more – inside. Adding skylights that can open is a simple home renovation project to improve fresh air flow, helping rid indoor air of pollutants. Additionally, studies show that exposure to natural light helps to sync your circadian rhythm, allowing for better sleep at night.

3) Fill your home with natural scents

Up your chef game by using fresh herbs in your cooking that will fill your kitchen with natural fragrance. Making an indoor herb garden ensures you’ll always have some on hand. You can also incorporate fresh herbs into bouquets or wreaths for a natural air freshener throughout your home.

4) Meditate or do yoga in the morning

Waking up with stretching or meditating is a great way to prepare yourself for a successful day. Open the blinds or curtains on your windows and skylights to let in early morning light and help you feel invigorated and refreshed.

5) Go green with your décor

Reap the benefits of nature by bringing it inside, adding greenery or even fruit into your décor. The possibilities are endless – use a bowl of fresh fruit as a centerpiece or mix different sizes of pots to create a succulent gallery. Little touches of green in each room will go a long way.

6) Use natural cleaning products

Many common cleaning products have harsh chemicals that can be inhaled or absorbed into your skin. Combat the dangers of these toxins by switching to natural cleaning products. You’ll feel safer and more relaxed when your home is chemical-free.

From boosting your home’s natural light to going green and adding plant life, it’s easy to turn your home into a natural oasis with these simple steps. For more information, visit whyskylights.com.

Schedule your Home Inspection in Orlando FL today! Call us at (407) 218-6522

Amazing Ideas to Improve your Outdoor Living Space

If you are looking for amazing ideas to improve your outdoor living space and create an inviting oasis for everyone in the family to get outside and have fun together?

Here are some projects to consider, and the prep work involved for a modern and relaxing outdoor living space.

1) Check your deck

Does your current deck need repair? Check for loose balusters or railing or other issues needing attention. If you want to resurface your deck or build a new deck, measure the area and research how much decking you’ll need. Fortunately, there are free online deck plans and design tools available, for example, on your favorite home improvement center’s website or at treatedwood.com. Many include cost calculators to help determine your expenses. Check with your local municipality for building codes and a building permit before beginning construction.

When choosing materials to create the deck of your dreams, not just any wood will do. Wood is now available that is treated with more environmentally advanced preservatives, with stabilizers that can weather the elements while still retaining the beauty of real wood. Ecolife pressure-treated wood is ideal for decking, deck framing, railing, joists, and beams. Its advanced wood stabilizing preservative system makes wood look better longer and repels water for up to two years.

For projects that contact or are within 6 inches of the ground, such as support posts, stair stringers, and ledger boards, a higher retention level of preservatives is required to fight fungal decay and termite attack at ground level. Ecolife and ground contact wood are treated to levels needed to protect against fungal decay and termite attack.

2) Enhance your garden

To increase your yard’s beauty while encouraging plant and flower growth, make simple wooden structures for your garden that can be completed in a weekend. The easiest project is a trellis, which can be any size latticework designed for climbing plants. Similarly, an arbor combines two trellises with an overhead arch to create a passage or gateway. An arbor beautifully embellishes any path or walkway with flowering plants growing up and over it.

A pergola takes that idea one step further, creating a scaffolding of overhead wooden beams for your yard, patio or deck that can be used for installing a ceiling fan, hanging plants or flowers, or a sun shade.

The gazebo resembles a mini “house,” usually raised from the ground, that can be screened in if desired. Gazebos are lovely little retreats to enjoy the outdoors while still feeling the comfort of seating and other furniture, along with a roof for keeping out the elements.

3) Raised gardens

For the green thumb in the family, raised planter beds to decrease the back-breaking work of planting and weeding, while keeping neighborhood critters out. Attach chicken wire or other screening to discourage smaller animals from munching on your garden.

4) Outdoor furnishings

Love to grill and eat outdoors? Why not build your own benches or picnic table? They provide a wonderfully rustic look as well as being sturdy. You can add removable cushions for comfort.

5) Playtime

Nothing could be more fun for kids than watching or helping to build a playset, sandbox, or treehouse. If kids help, educate them about safety rules that you follow, such as wearing gloves, goggles, and a mask while working with wood.

6) Add privacy and beauty

A well-designed stained or painted fence can enhance the look of your outdoor living space while adding privacy and keeping neighborhood animals out. A variety of fence styles are available to serve many purposes. From containing pets to providing safety for your children, fences can help block wind and noise, enclose HVAC and trash bin areas and add curb appeal. All you need are posts, pickets, and backer rails or fence panels to complete your project.

If you’re new to building, start with smaller projects like a trellis or sandbox. Once you’re more confident or have the experience, consider the larger, more complex projects you’re dreaming about. Engage the family in brainstorming ideas to make your yard and garden a great place to hang out together. For more information, visit treatedwood.com. – (BPT)

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Your Premier Orlando Home Inspection Company | Let this experienced home inspector help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

A.C.F. Home Inspections will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Owned and operated by home inspector and mold inspection specialist, Luis Figueroa. Luis prides himself in being committed to following high standards and providing professional service to all of our customers.

Call (407) 218-6522 Today or Click To Schedule Online 24/7 Right From Our Website.

We Want To Help Give You Confidence In Moving Forward On Your Home Buying Decisions!

3 Small Things Plus Bonus Tip That You Can Do to Add Value to Your Home

When it comes to your home, you want updates that make your property more comfortable, beautiful and of course, add value to your home. Whether you have a big budget or more elbow grease than cash to invest, there are numerous things you can do to improve your home’s worth immediately.

Here are three small things you can do to boost your home’s value, plus one big one that will really make an impact.

Small change #1 – Fresh paint

Paint is one of the most affordable ways to bring dramatic change to a room. Adding a fresh hue will instantly update the entire feeling of a space while also making it look more stylish and clean. Neutrals — like tan, gray or greige (gray and beige) — are always a good choice but don’t fear a bolder color. Not sure? Consider painting neutrals on three walls and using the fourth as a focal wall that features a bolder color choice.

For walls, start by patching and sanding any holes so you get a smooth finish. Use painter’s tape to protect molding and ceilings and help you get a clean line when finished. Drop cloths will protect flooring and furniture. Taking time to properly prep helps ensure you get professional-level results that look great and last a long time.

Small change #2 – Bathroom updates

You don’t need to invest in a complete remodel to get an updated bathroom. A few simple enhancements can make a big difference without breaking the bank. Start by looking at the walls. Remove old wallpaper and repair any damage before adding paint. Then, look at the light fixtures and consider new options. A few quick swaps can add a modern aesthetic and optimum light for bathroom tasks.

The style in a bathroom is often defined by the accessories, so turning attention in that direction can help rejuvenate the space as well. Replace hardware on vanities and other extras like towel bars. Popular materials include chrome and brushed metals, but choose whatever fits with the rest of the room. Finish the look with a new shower curtain and towels to elevate the space.

Small change #3 – Entryway enhancements

Is the place where you welcome guests looking a little dingy? Your entryway is where your home makes a first impression, including buyers when it comes time to sell. Fortunately, it’s easy to update an entryway so it stands out positively and enhances your home’s value.

Focus on the door by giving it a new coat of paint. Then replace the hardware with a handsome, high-quality option. You can add a door-knocker or wreath to give it style if you’d like. Then move to the surrounding spaces. Get rid of clutter to open up space, and then add in a few key pieces of decor. For example, a plant or welcoming sign makes a house feel like a home.

One BIG change – Add a deck

3 small things that you can do to add value to your home

When you want to make a big investment in your home to improve its appeal and value, adding a high-quality deck may carry a bigger price tag, but it also offers some of the best return on investment for homeowners. Remodeling Magazine’s 2019 Cost vs. Value Report listed a composite deck addition as one of the highest performing projects when it comes to the rate of year-over-year ROI.

“With the outdoor living trend thriving, people want deck spaces that are true extensions of the home,” said Shara Gamble, director of sales and marketing for high-end composite deck manufacturer Envision Building Products. “Luxury composite decking is growing in popularity due to its exceptionally beautiful appearance and low-maintenance benefits.”

Gamble added that Envision boards have attracted additional attention due to the brand’s exclusive compression molding technology, which is unlike other boards on the market and uses tremendous heat and pressure to form the boards with deep wood-like grain that never repeats on a single board. Learn more at envisiondecking.com.


orlando home inspection acf home inspection logoYour Premier Orlando Home Inspection Company | Let this experienced home inspector help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

A.C.F. Home Inspections will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Owned and operated by home inspector and mold inspection specialist, Luis Figueroa. Luis prides himself in being committed to following high standards and providing professional service to all of our customers.

Call (407) 218-6522 Today or Click To Schedule Online 24/7 Right From Our Website.

We Want To Help Give You Confidence In Moving Forward On Your Home Buying Decisions!

Your Life Will Be Better When Your Environment Is Better

Obviously, the way you feel about your home greatly affects the way you feel whenever you are in it. Predominantly your life is spent either at work or at home. You can make your life more pleasurable by putting your attention to creating a space that is reflective of your approach to life. Read on for some proven advice for transforming your house into a haven.

Spot any noticeable eyesores

First of all, you will want to look around your home and spot any noticeable eyesores, such as water stains in the ceiling or a cracked window. If you repair the things that are wrong, this can make your at-home experience even better. If you pick out furniture that is comfortable and make navigating your home easier it will change your perception of your home.

When you feel like you have no more room to move around in your home, rearranging your belongings may not solve the problem. If you are suffering from a lack of space, the cure is a home expansion. Just moving a wall by a few small inches can add up to the extra space you need. You get psychological benefits from not being surrounded by stuff on all sides.

Add recreational areas to your home.

Your home’s atmosphere can be enhanced by a pool or spa, but small additions such as an indoor gym or basketball hoop can be lots of fun too. In addition, you also improve your home’s value!

Many people do not know how important lighting is. If a room has good lighting, it will illuminate things that you did not notice before. You will also be able to wind down more easily in the space. Regardless of whether or not you have been involved in many home improvement projects, putting in new fixtures should not cause you any trouble. Upgrading the lighting in your home is a simple cosmetic fix, which can make a big impact.

Experiment with growing things by converting your outdoor space into a beautiful and colorful garden retreat. A professional landscaper can help you if gardening is not your cup of tea. No matter what, you will enjoy your garden. Plants provide numerous benefits, such as improving air quality and imparting fragrance. Some of them are even edible.

Do not forget to take into account the outside areas of your home. You can add value and beauty to your house by brightening up the appearance with fresh paint, new windows, or updating the roof. Small improvements will not only increase the value of your home but will make it seem more inviting and welcoming to you and your guests.

It is important to love your home, especially since you spend the majority of your time there. Home improvements not only increase the value of your home, but they also do wonders for your mood.

orlando home inspection acf home inspection logoYour Premier Orlando Home Inspection Company | Let this experienced home inspector help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

A.C.F. Home Inspections will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Owned and operated by home inspector and mold inspection specialist, Luis Figueroa. Luis prides himself in being committed to following high standards and providing professional service to all of our customers.

Call (407) 218-6522 Today or Click To Schedule Online 24/7 Right From Our Website.

We Want To Help Give You Confidence In Moving Forward On Your Home Buying Decisions!

The Homeowner’s Guide to Reading Your Roof – What’s Normal and What’s Not?

How to tell when your roof needs repair?

Vintage shingles in Weathered Wood - homeowner's guide to reading your roof

Four out of five homes in the U.S. have asphalt shingles on their roof. And it’s easy to see why. The wide variety of available colors and styles, combined with durability and affordability, has made asphalt shingles the leading choice for residential roofing in the country.

But, like all exterior building products, asphalt shingles start to age as soon as they are exposed to nature. Buildings experience aging factors differently, so it’s difficult to predict how long shingles will last. With storm chasers and insurance adjusters claiming roof damage or defective shingles after major weather events, it’s important for homeowners to arm themselves with information about what type of roof aging is normal, and most importantly, what type is not.

What is normal?

It’s natural for a roof to age, and the process begins as soon as shingles are exposed to nature. The sun can raise rooftop temperatures as high as 50-70 degrees above the ambient air temperature. Ultraviolet radiation from the sun and heat have been shown to accelerate roof aging, as have pollution, hail, snow, ice, falling tree limbs and people walking on a roof.

Here are a few common signs of aging shingles:

Curling is a common phenomenon in some shingles and is not considered a defect. It is natural for asphalt to age and shrink with time, which may result in a slight curling of the shingle edge.

Minor cracks may also appear on the shingles as they age, but industry experts say it is a normal weathering characteristic and not cause for alarm, as long as the cracks do not penetrate through the shingle and the roof is still performing the intended purpose of shedding water.

“Minor cracks may not be noticeable from the ground, but people often spot them while hanging their Christmas lights,” said roofing industry expert Rick “the Roofer” Taylor, a longtime roofing contractor now working as a traveling trainer for shingle manufacturer TAMKO Building Products. “The intense heat from the sun can deplete some of the protective asphalt oils, and that can cause minor cracks.”

Dark brown or black streaks down the roof are common in particularly moist or humid areas of the country, and are the result of algae growth on the shingles. While not particularly attractive, these stains should not affect the shingles’ ability to shed water.

Some granule loss on the shingles is to be expected, especially if a roof has been recently repaired or replaced, since extra granules are a part of the shingle manufacturing process. Loose granules are usually noticed collecting in roof gutters after the shingles are installed. This type of granule shedding is common and not a cause for concern.

What is cause for concern?

While minor curling, surface cracking, closed blisters, algae stains and some granule loss can all be signs of normal roof aging, some more serious roof wear and aging could be indicative of a potential problem, and should be examined and monitored.

These roof issues may need attention:

Blisters, or small circular raised areas, are often the direct result of under-ventilated attics or excessive use of plastic cement — both of which are installation errors. If the blisters are closed and are not affecting the shingles’ performance, they are not a cause for concern. But if the blisters are open, exposing the asphalt, the roof is vulnerable to water penetration and requires immediate attention.

Buckling, a distortion of the shingles, can be a possible sign of inadequate roof ventilation, issues with the roof deck or other installation errors and may require attention.

Deep cracks that penetrate through the fiberglass mat should be investigated, as they may compromise the roof’s ability to shed water and make it susceptible to leaks.

Excessive granule loss that exposes the shingles’ asphalt layer is a reason for concern and requires immediate attention.

Armed with this basic information, homeowners should be able to distinguish between natural processes that are no cause for alarm and issues that do require attention and repair. Visit www.tamko.com for more information about roofing repair and replacement. – (BPT)

orlando home inspection acf home inspection logoYour Premier Orlando Home Inspection Company | Let this experienced home inspector help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

A.C.F. Home Inspections will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Owned and operated by home inspector and mold inspection specialist, Luis Figueroa. Luis prides himself in being committed to following high standards and providing professional service to all of our customers.

Call (407) 218-6522 Today or Click To Schedule Online 24/7 Right From Our Website.

We Want To Help Give You Confidence In Moving Forward On Your Home Buying Decisions!



How to Improve Your Credit Score Before Applying for a Mortgage

How to improve your credit score before applying for a mortgage

In today’s world, lenders use many different types of credit scoring models. There are virtually hundreds of different models out there for lenders to choose from.

Many lenders continue to use conventional models that don’t provide a score for millions of consumers. That often puts younger borrowers such as millennials at a disadvantage.

Millennials are less likely to have long credit histories, and they may only have one or two credit accounts. Because young adults today carry more student loan debt, they are understandably reluctant to assume more debt. While that’s a prudent approach on the part of millennials, it can cause their score to be lower than those with deeper credit histories.

Many lenders are adopting new tools that address this problem. One example is VantageScore 4.0, which scores approximately 40 million more consumers than other conventional models.

Unfortunately, mortgage lenders are not able to use this model and rely on more conventional credit scoring models.

Regardless of the model, there are some common things you as a consumer can do to make it easier to get your next loan.

1. Assess your report

Get a copy of your report from the three major credit reporting companies (Equifax, Experian, and TransUnion) at www.annualcreditreport.com and make sure the information is accurate. Evaluate your issues. Do you have a short credit history? You may need time to build it up. Is your file “thin” (fewer than four credit accounts)? Thicken it up (See No. 2). Are you using too much of your available credit? Pay down what you can on existing accounts to keep your credit utilization at 30 percent or less. Have you missed payments? Use calendar reminders or other tech solutions to help you stay on time. Getting in the habit of pulling your credit report one every 12 months is a good credit management habit.

2. Keep and use longstanding accounts

Don’t cancel an older account in an attempt to stop yourself from overspending, as the length of your credit history matters in traditional scoring methods. Use your accounts with care, and don’t charge more than you can afford. If you haven’t used an account in a long time, make a small purchase or two to keep the account active.

3. Use technology to your advantage

Many companies allow you to set up automatic payments of minimum amounts to help you avoid late fees, or will send email or text reminders when a bill is coming due. As long as you have the income to support automatic payments (and/or ready reserve at your bank or credit union just in case), go ahead and sign up. Just make sure to keep a record of the dates and amounts of future payments to avoid unpleasant surprises.

4. Test your credit score know-how

Visit www.CreditScoreQuiz.org, created by VantageScore Solutions along with its partner, Consumer Federation of America, to see what you know and learn ways to improve your credit score.

No matter your situation, you can improve your own credit outlook by taking stock and following these tips to boost your score.

Your Premier Orlando Home Inspection Company | Let this experienced home inspector help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

A.C.F. Home Inspections will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Owned and operated by home inspector and mold inspection specialist, Luis Figueroa. Luis prides himself in being committed to following high standards and providing professional service to all of our customers.

Call (407) 218-6522 Today or Click To Schedule Online 24/7 Right From Our Website.

We Want To Help Give You Confidence In Moving Forward On Your Home Buying Decisions!

Moving Made Simple: 5 Tips and Tricks to Save Time and Stress

Moving-Made-Simple-5-Tips-and-Tricks-to-Save-Time-and-Stress

Moving is an exciting time as you look forward to settling into your new home sweet home. However, it’s also a stressful time as you try to move your belongings from one place to another, as well as set up all the services you need, such as mail, cable, and internet.

Before you get stressed, take a deep breath and know that in a few simple steps, you can save time while making your move easier. Here are some top tips and tricks to take the stress out of moving so you can look forward to settling into your new home:

Sort and label boxes wisely:

Not only will being organized help you pack faster, but it will also streamline the unpacking process at your new place. Label boxes by item type and room. For example, one box might be labeled “kitchen: pots and pans” while another might be labeled “master bedroom: shoes.” You might also consider using colored markers for each room type or adding a shape, such as a star or a triangle, for easy visual sorting. Don’t forget a box for donations to a charity with items you no longer use.

Move cable and internet within minutes:

If you have Xfinity, you can transfer your services digitally in about a minute through Xfinity.com. Simply log in, add the move date and new address, and schedule an installation. Having your xFi WiFi service up and running quickly means the whole family can get back online in your new home and you can shop for all those last-minute things (like new doormats) that you forgot about. If you already have X1 video service, simply say “Move with Xfinity” into your voice remote to get started.

Keep clothes hanging:

It’s a pain to have to unhang clothes, fold and then rehang on hangers when you unpack. Instead, when clothes are still in your closet, group by four or five and use a garbage bag to protect and hold them together. Open the plastic bag and insert clothes from the bottom up, then tie the top around the hangers. Voila! Grouped, protected and ready to move.

Use technology to your advantage:

Your smartphone is a great tool for keeping up with move to-do’s since you always have it with you. Utilize text reminders from services related to your move. For example, Xfinity sends updates on your move right to your phone through SMS, so you know what the next steps are and you don’t have to stop what you are doing and call. Also, if you want to keep your children entertained while you’re unpacking, download the Xfinity Stream app to your smartphone or tablet until the family’s TV room is up and running.

Keep important documents with you:

Whether you’re moving by yourself or hiring movers, there are plenty of boxes that need to make it from point A to point B. A few things should never be in those boxes, mostly because they aren’t worth the risk of getting lost or damaged. These include personal documents such as birth certificates, bank records, and wills. These should be kept with you in a safe spot at all times.

Moving can be hectic, but these five tips will help limit the chaos and simmer the stress so you can worry less and be excited more. Remember, enjoy the journey as much as the destination.

Your Premier Orlando Home Inspection Company | Let this experienced home inspector help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

A.C.F. Home Inspections will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Owned and operated by home inspector and mold inspection specialist, Luis Figueroa. Luis prides himself in being committed to following high standards and providing professional service to all of our customers.

Call (407) 218-6522 Today or Click To Schedule Online 24/7 Right From Our Website.

We Want To Help Give You Confidence In Moving Forward On Your Home Buying Decisions!

Apopka FL Home Inspector Property Inspections Real Estate Services Launched

Orlando, Florida home inspections company ACF Home Inspections announced that its services are now available for home buyers, sellers and real estate agents in Orange, Seminole, Osceola, Lake, Polk, Sumter, Volusia and Brevard Counties.

orlando home inspection acf home inspection logo

Orlando, United States – May 17, 2019 /PressCable/ —

ACF Home Inspections, a company based in Orlando, Florida, announced that its professional home inspection services are now available for clients in Apopka, Maitland, Winter Park, Kissimmee and the rest of Orange, Seminole, Osceola, Lake, Polk, Sumter, Volusia and Brevard Counties. The company helps property buyers, sellers, and real estate agent by offering a thorough professional assessment of any property.

More information can be found at https://www.acfhomeinspections.com.

Investing in a professional home inspection is essential for both buyers and sellers. Those considering buying a property can promptly identify potentially major structural and safety issues, thus avoiding significant financial expenses, while sellers can identify and repair any potential problems to increase the market value of their property During its more than 14 years in business, ACF Home Inspections has helped more than 6,700 home buyers make the right decision by offering expert property assessment services and helping them avoid unexpected post-closure expenses.

The company has also worked with property sellers and real estate agents, offering comprehensive inspections including a thorough assessment of structural, electric, plumbing, AC and other systems, as well as mold and lead testing.

The company’s safety-first approach means that its inspectors pay particular attention to any potentially immediate dangers, thus protecting its clients from buying a “money pit.”

A spokesperson for the agency said: “As a family-owned business, we pride ourselves on supporting homeowners and families who need an honest, competent and dependable property inspector. We understand the importance of safety when it comes to children and family. Therefore, we give special attention to deficiencies in systems and components of the home that represent an immediate danger. And we are independent and impartial; we work for you – our client – and not for an agent or other interests.”

A typical inspection usually takes between three to four hours, to allow the inspector to assess all vital areas of a property thoroughly. Saturday and Sunday appointments are also available.

Interested parties can find more information by visiting the above mentioned website or at https://goo.gl/maps/ek4qUKi5PgXYqJZs8

Contact Info:
Name: Luis and Wanda Fuigeroa
Organization: A.C.F. Home Inspections Inc.
Address: 509 S Chickasaw Trail #118, Orlando, FL 32825, Orlando, Florida 32825, United States
Phone: +1-407-218-6522
Website: https://www.acfhomeinspections.com

Source: PressCable

Release ID: 508537

Your Premier Orlando Home Inspection Company | Let this experienced home inspector help keep you from buying The Money Pit. We’ll alert you to any and all health or safety issues and maintenance needs of the home you’re looking to buy.

A.C.F. Home Inspections will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough. If you’re looking to buy or sell in the Orlando area, we can help!

Owned and operated by home inspector and mold inspection specialist, Luis Figueroa. Luis prides himself in being committed to following high standards and providing professional service to all of our customers.

Call (407) 218-6522 Today or Click To Schedule Online 24/7 Right From Our Website.

We Want To Help Give You Confidence In Moving Forward On Your Home Buying Decisions!